Personal Loan
An unsecured loan for weddings, medical expenses, travel, home renovation, or any personal need, with no collateral required. We compare offers across our partner banks and NBFCs to find a rate and tenure that fits your budget.
Loan Amount
₹50,000 – ₹40,00,000
Interest Rate
10.50% p.a. onwards
Tenure
Up to 5 years
Collateral
Not required
How It Works
From enquiry to disbursal in four steps
A clear, guided process so you always know what happens next.
Share your requirement
Tell us the loan type and amount you need, on a call, on WhatsApp, or through our eligibility check.
We compare lender offers
We match your profile against our partner banks and NBFCs to find offers you're likely to qualify for.
Submit your documents
We guide you through documentation and submit your application directly to the chosen lender.
Get your funds disbursed
Once the lender approves your application, funds are disbursed directly to your account.
Eligibility Criteria
- Age between 21 and 60 years
- Minimum net monthly income of ₹20,000 (varies by lender)
- Salaried or self-employed with a stable income history
- Credit score of 700 or above generally preferred
Documents Required
- PAN Card and Aadhaar Card
- Passport-size photographs
- Last 3 months' salary slips (salaried) or ITR (self-employed)
- Last 6 months' bank statements
FAQ
Personal Loan questions
Timelines vary by lender and how quickly documents are submitted. Once approved, many partner lenders disburse within a few working days.
Most lenders allow part-prepayment or foreclosure, often after a minimum lock-in period, and may charge a foreclosure fee. Terms vary by lender.
Explore More
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Ready to apply for a personal loan?
Talk to our team and we'll match you with the right lender for your profile.