Documents Required
The exact list can vary by lender, but here's what's typically needed for each loan type so you can start gathering paperwork before you apply.
Personal Loan
- PAN Card and Aadhaar Card
- Passport-size photographs
- Last 3 months' salary slips (salaried) or ITR (self-employed)
- Last 6 months' bank statements
Business Loan
- PAN Card (business and proprietor/partners)
- Business registration and GST certificate
- Last 2 years' ITR and financial statements
- Last 6–12 months' bank statements
Home Loan
- PAN Card and Aadhaar Card
- Income proof: salary slips/ITR and bank statements
- Property documents (sale agreement, title deed)
- Approved building plan, where applicable
Mortgage Loan
- PAN Card and Aadhaar Card
- Income proof: salary slips/ITR and bank statements
- Property title documents and valuation report
- Property tax receipts
Loan Against Property
- PAN Card and Aadhaar Card
- Income proof: salary slips/ITR and bank statements
- Property ownership documents and encumbrance certificate
- Property tax receipts
Balance Transfer
- PAN Card and Aadhaar Card
- Existing loan statement and sanction letter
- Last 12 months' loan repayment track record
- Income proof: salary slips/ITR and bank statements
Not sure which documents you'll need?
Send us your loan type and amount on WhatsApp and we'll send back a checklist for your specific case.