Commercial Property Loan
Finance to buy a shop, office, showroom, or other commercial premises, secured against the property you're purchasing. Lenders look at both your income or business financials and the property itself, so we review both before your file goes to a lender. Buying a house or flat? See Home Loan.
Loan Amount
₹5,00,000 – ₹3,00,00,000
Who it's for
Business owners & professionals
Tenure
Up to 15 years
Collateral
The property being purchased
How It Works
From enquiry to disbursal in four steps
A clear, guided process so you always know what happens next.
Share your requirement
Tell us the loan type and amount you need, on a call, on WhatsApp, or through our eligibility check.
We compare lender offers
We match your profile against our partner banks and NBFCs to find offers you're likely to qualify for.
Submit your documents
We guide you through documentation and submit your application directly to the chosen lender.
Get your funds disbursed
Once the lender approves your application, funds are disbursed directly to your account.
Free enquiry
Check your commercial property loan options
Share a few details and we'll call you back to go through lenders that fit your profile.
- We call you to understand your requirement and income profile.
- We check which partner lenders are a realistic fit before anything is submitted.
- You decide whether to proceed. Nothing goes to a lender without your go-ahead.
Eligibility Criteria
- Age between 21 and 65 years (at loan maturity)
- Stable, documented income as a business owner, self-employed professional, or salaried individual
- Commercial property with clear, marketable title and approved commercial use
- Credit score of 700 or above generally preferred
Documents Required
- PAN Card and Aadhaar Card
- Income proof: ITR or financial statements (or salary slips) and bank statements
- Sale agreement and title documents for the commercial property
- Approved building plan and property tax receipts, where applicable
FAQ
Commercial Property Loan questions
It depends on your credit score, income, the loan amount and tenure, and the lender you apply with, and for a secured loan, the property itself. Rates also change over time, so we don't publish a figure. Once we've reviewed your profile, we'll share lender-specific terms.
No. This loan covers shops, offices, and other commercial premises only. For a residential purchase, a home loan is the right product — see our Home Loan page.
A commercial property loan finances a property you are buying. A loan against property — often called a mortgage loan — raises funds against a property you already own.
The lender arranges an independent property valuation as part of the approval process, which factors into the maximum loan amount offered.
Explore More
Other loan services
Ready to apply for a commercial property loan?
Talk to our team and we'll match you with the right lender for your profile.