Mortgage Loan
Financing for purchasing residential or commercial property, structured as a mortgage against the property itself. A good fit for larger, longer-tenure financing needs where the property being purchased also serves as security.
Loan Amount
₹5,00,000 – ₹3,00,00,000
Interest Rate
9% p.a. onwards
Tenure
Up to 20 years
Collateral
The mortgaged property
How It Works
From enquiry to disbursal in four steps
A clear, guided process so you always know what happens next.
Share your requirement
Tell us the loan type and amount you need, on a call, on WhatsApp, or through our eligibility check.
We compare lender offers
We match your profile against our partner banks and NBFCs to find offers you're likely to qualify for.
Submit your documents
We guide you through documentation and submit your application directly to the chosen lender.
Get your funds disbursed
Once the lender approves your application, funds are disbursed directly to your account.
Eligibility Criteria
- Age between 21 and 65 years (at loan maturity)
- Stable income as a salaried or self-employed individual
- Property with clear, marketable title
- Credit score of 700 or above generally preferred
Documents Required
- PAN Card and Aadhaar Card
- Income proof: salary slips/ITR and bank statements
- Property title documents and valuation report
- Property tax receipts
FAQ
Mortgage Loan questions
A mortgage loan can cover residential or commercial property purchase with more flexible end-use in some cases, while a home loan is specifically for residential property purchase or construction. Your relationship manager can help you pick the right fit.
The lender arranges an independent property valuation as part of the approval process, which factors into the maximum loan amount offered.
Explore More
Other loan services
Ready to apply for a mortgage loan?
Talk to our team and we'll match you with the right lender for your profile.